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UNSECURED LOANS our Investor Centre to see our prospectus also to find out more

Borrow as much as $50K unsecured

Personalised prices from 6.99per cent p.a. В№

Apply now Get a quote Won’t affect your credit rating

Canstar champion 5 years in a line
Harmoney Investor Center

See our Investor Centre to see our prospectus also to find out about Harmoney.

Exactly exactly exactly just What our clients state

YEAH RIGHT. That title is thought by me belongs to HARMONEY. Many thanks Harmoney. Whenever are you currently banking that is starting? Auckland, brand NEW ZEALAND

Simple, 100% online

1. Get to know you

Inform us regarding the loan and supply us some factual statements about your self as well as your funds.

2. Get the loan terms

We offer you loan that is detailed along with your interest, borrowing limitation, and repayments.

3. Get the cash

Accept your loan terms and supply some details that are final. Many loans placed in the market are completely funded within a day.

Obtain an estimate that is quick

Get an instant concept of your rate payday loans New Hampshire of interest as well as your repayements utilizing our personal bank loan calculator.

Have the loan that really works for your needs

Save money time residing much less time finding out how exactly to buy things you need.


No queues with no importance of embarrassing in person conferences.


Interest levels depend on your specific credit assesment – maybe maybe not one-size-fits-all.

100% ONLINE – 24/7

As soon as your loan is authorized the income shall take your bank account in 1-3 company times.

Forms of unsecured loans

Help for nearly whatever you require.


Effortlessly combine your outstanding debts into one payment that is easy one fixed rate of interest.


Worrying all about investing in training isn’t any assistance if you are attempting to learn. Reduce stress by addressing costs with a scholarly training loan.


Got your attention on that used or new automobile? Our car finance will help enable you to get down on the highway.


Generate memories aided by the journey of a very long time. Browse household, a travel that is favourite, or someplace you have constantly desired to get.


A marriage loan will allow you to achieve precisely what in store for that day that is special.


Whether you possess a company or are beginning a fresh one, a personalised company loan can help you kickstart your development.


A medical loan may take away the stress and stress of medical center costs and permit one to solely give attention to your wellbeing.


A property enhancement loan may help you attain the living spaces that you’ve got imagined of getting.

We are genuine individuals and now we’re right right right right here if you’d like us

Us a call on 0800 427 666 or jump on to online chat and one of our more than 30 specialists will be there to lend a hand if you need help, just give.

Conditions and terms

1. Susceptible to approval and financing. Harmoney’s interest rates are priced between 6.99% p.a. to 24.69% p.a. consequently they are provided on the basis of the borrower’s that are individual assessment based on Harmoney’s credit scorecard. To be approved and list your loan you have to satisfy Harmoney’s credit requirements and accountable financing demands. Charges, costs, stipulations use. 99% of loan requests are funded in 24 hours or less of loans terms being accepted (predicated on loans submitted in 2018) .

2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices range between 6.99% p.a. to 24.69per cent p.a. on 36 to 60 thirty days terms, without any very early payment charges.

Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are certified to produce a peer to peer financing service under role 6 associated with Financial Markets Conduct Act, 2013. The conditions of the licences imposed by the Financial Markets Authority are posted on www.business.govt.nz/fsp.

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered beneath the Financial Service services (Registration and Dispute Resolution) Act 2008.

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